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My Mortgage Blog — Latest Posts
A Time of Great Change
As you know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the toughest change...
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Good Reasons to use a Mortgage Broker
Owning a home is usually on a list of lifetime goals. And new home buyers usually have a lot of questions. Some worry about coming up with the down payment, some aren’t sure about their credit scores,...
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How to prepare for rising interest rates
Over the past few years it seemed every expert was telling us that interest rates would be rising, and now after years of record low rates, the Bank of Canada (BoC) has started to raise them. The...
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Bidding Wars - Cause or Effect?
What was once the phenomena of the two, major urban centres --Vancouver and Toronto -- has now bubbled over to smaller cities and communities within commuting distance of the big two.Bidding wars are...
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